FAQ
What we do
What do you actually do for me?+
We help you find and complete the right Bitcoin-backed loan. That includes honest comparison, matching based on your situation, and hands-on help with providers when you want a partner.
Are you a lender?+
No. We are a buyer-side concierge and comparison partner. We do not fund loans or hold your Bitcoin.
Do you hold my Bitcoin?+
No. We never take custody of funds or collateral. If you borrow, collateral sits with the lender or protocol you choose.
How are you different from going to a lender directly?+
Lenders sell their own product. We compare options side by side and stay on your side through the decision, including fine print that does not show up in a rate quote.
Do you favor certain providers?+
No ranking by payout. We may receive disclosed affiliate or referral compensation. That never silently decides who we show or recommend.
Is the comparison free?+
Yes. Access to the comparison is free. White-glove help is a separate conversation when you want more than self-serve tools.
Mechanics
What is LTV?+
Loan-to-Value is the loan amount as a percentage of your Bitcoin collateral value. Higher starting LTV means more liquidity and less buffer if price falls.
What is a margin call?+
The LTV level that triggers an alert or call to add collateral, repay partially, or take other cure action before liquidation risk rises.
What is a cure window?+
The time you have after a margin call to restore LTV, and which methods are accepted. This is one of the biggest real differences between lenders.
What is liquidation?+
The process that sells or converts collateral when LTV hits a trigger. Style matters: partial vs full, automatic vs human-gated, fees, and residual BTC return rules.
Using the site
How is data updated?+
Custody and loan mechanics change slowly. Rates, fees, and LTV thresholds can change. Gaps are marked Not disclosed.
What does “Not disclosed” mean?+
That figure was not available from published materials. We do not invent missing figures.
How do I get help finding a loan?+
Use Get started. Answer a few questions so we can match you and help you get the loan done.
Advisory & affiliates
May you be paid by lenders?+
We may receive affiliate or referral compensation from lenders. That will be disclosed. It does not change free access to comparison, and it should never silently rank providers by payout.
Risk & legal
Is this financial advice?+
No. Content is educational and comparative. Review current terms with the provider before you borrow. Tax and legal advice stay with your CPA and attorney.