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Aug 11, 2026

Should you pick the lowest advertised rate?

APR, origination, liquidation fees, and rate conditions (size, LTV, loyalty) change the real cost of borrowing against Bitcoin.

Why this matters

When you borrow against Bitcoin, the right fit depends on more than rate. Custody, cure windows, and liquidation terms decide how the loan behaves when price moves.

What to check

  • Custody model and rehypothecation policy
  • Full LTV path: margin call, cure window, liquidation
  • Fees and residual Bitcoin return rules
  • All-in cost over the time you expect to hold the loan

How we use this

The comparison table and provider profiles use the same lens. Use them side by side, or get started if you want help matching.