Nexo

Credit line (BTC and multi-asset)

Multi-asset revolving credit with loyalty-tier pricing. US product details can differ from global marketing.

Best for: Small tickets or multi-asset collateral users already in the ecosystem.

Product and eligibility

Product type

Revolving credit line

Collateral

BTC and many altcoins

Eligible borrowers

Individuals and businesses (where offered)

US availability

US relaunch 2026; eligibility depends on account and location

Custody model

Custodial (qualified)

Custodial multi-asset platform. Scrutinize structure

Rehypothecation

Limited / Partial

PoR / audits / insurance

Varies

Track record

Global platform since 2018; US availability has shifted over time

Notice, grace period, partial vs full sale, and fees all differ by provider.

1. Starting LTV

50%

2. Margin call

Alerts as LTV rises; app is source of truth

3. Cure window

Alert-based; no fixed public multi-hour cure window like some CeFi desks

4. Liquidation

83%

At 50% starting LTV, Bitcoin must fall about 39.8% for LTV to reach 83%.

Max initial LTV: BTC up to 50% on US borrow page; other assets differ (stablecoins higher)
Liquidation style: Partial auto typical
Liquidation fee: Not dual-verified on official fee schedule this pass
Collateral retrieval: Yes (policy-dependent)

Rate range	US Wealth Club starting-from rates: Classic from 12.90%, Premier from 2.90%, Elite from 1.90%, Signature from 0.90% (full grid app-gated). Global loyalty tables differ.
Origination fee	0% typical
Prepayment fee	0%
Renewal / refinance	N/A (revolving)
Minimum loan	About $50
Term options	Open / revolving
Liquidation fee	Not dual-verified on official fee schedule this pass
Collateral retrieval	Yes (policy-dependent)
US availability	US relaunch 2026; eligibility depends on account and location
Unique features	Loyalty tiers; multi-asset; very low minimums

Small tickets or multi-asset collateral users already in the ecosystem.

You want Bitcoin-only focus or rates that do not depend on loyalty tiers.